Your Wellbeing Matters
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Document this journey — the hard days, the beautiful moments, and everything in between.
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Begin documenting your caregiving journey. Every entry is a chapter in a story of love, resilience, and growth.
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Resource Guide for Caregivers
Grocery & Home Comfort
Shopping Checklists
Practical shopping guides organized by condition — to help stock the pantry, kitchen, and home with items that support comfort, nourishment, and daily life.
These lists are practical resources only. Nothing here is intended to treat, cure, or replace medical advice. Always follow your loved one's care team's guidance.
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Tap individual items to check them off. Use the Check All button on any section or sub-group to select everything at once — checked items are added to your Toolkit and you can share the list via text. The share icon also appears at every level for sharing a single section, sub-category, or item.
Home Comfort Shopping Lists
Bedding & Physical Comfort
- Bed wedge pillow or adjustable pillow setElevates head, legs, or back; helps with reflux, swelling, breathing
- Pressure-relief mattress topperReduces pressure sores during extended bed rest
- Waterproof mattress coverProtects mattress; easy to wipe clean
- Lightweight blanket / heated electric throwWarmth without weight; electric throws give adjustable heat
- Non-slip grip socksReduces fall risk when getting up; warm and comfortable
- Over-bed table / laptop trayLets them eat, use a device, or do activities in bed comfortably
Hygiene & Skin Care
- No-rinse body wash & dry shampooEnables gentle bathing without full shower; maintains dignity
- Fragrance-free moisturizing lotionSkin dries quickly during bed rest; prevents cracking and discomfort
- Disposable washcloths / soft bath wipesGentle cleansing without irritation
- Lip balmLips dry out quickly with mouth-breathing or supplemental oxygen
Fall Prevention
- Grab bars for bathroom / showerOne of the single most impactful fall prevention investments
- Non-slip bath mat (inside & outside tub)Goes inside and outside the shower/tub
- Shower chair or tub transfer benchAllows seated bathing; reduces exhaustion and fall risk
- Handheld showerheadEasier to bathe while seated; flexible reach
- Night lights for hallways and bathroomCritical for nighttime navigation; reduces disorientation falls
- Remove area rugs or secure with rug tapeLoose rugs are a leading trip hazard for older adults
Mobility Aids
- Walker or rollator (4-wheeled with seat)Provides stability and a rest option mid-walk
- Bed rail / half railAssists with sitting up and getting in/out of bed independently
- Raised toilet seatReduces strain on hips and knees; easier to stand from
- Grabber / reacher toolPicks up items without bending; essential post-hip or back surgery
- Sock aid & long shoehornIndependence with dressing when bending is restricted
Sensory & Comfort Items
- White noise machine or fanPromotes better sleep; masks disruptive household sounds
- Weighted blanket (5-10 lbs)Calming effect; helpful for anxiety, dementia agitation, and poor sleep
- Soft robe or comfortable open-back gownDignity and ease; especially helpful post-surgery or during treatment
- Lavender linen spray or calming essential oil diffuserLavender is noted in research for reducing anxiety and supporting sleep
- Tabletop photo album or memory boxFamiliar faces and memories support comfort and orientation
Easy Daily Living
- Pill organizer (weekly, AM/PM labeled)Reduces medication errors; easy visual check for missed doses
- Insulated water bottle with straw lidEncourages hydration; easy to drink from in any position
- Large-button telephone or tablet standMaintains social connection; reduces isolation
- Large-print books, puzzle books, or card gamesGentle cognitive engagement; reduces boredom during recovery
- Medical alert device or wearable call buttonPeace of mind for both caregiver and care recipient
- Bed caddy / organizerKeeps remote, phone, tissues, and water within reach in bed
Grocery Lists by Condition
Vegetables
- Leafy greens - spinach, kale, arugulaLow carb; magnesium supports insulin sensitivity
- Broccoli & cauliflowerHigh fiber, very low glycemic impact
- Bell peppers (all colors)Rich in vitamin C, low sugar
- Cucumbers, celery, zucchiniGreat for snacking; near-zero glycemic load
- Sweet potato (in moderation)Lower GI than white potato; rich in fiber and potassium
Proteins & Dairy
- EggsHigh protein, zero carbohydrate impact
- Chicken breast or thighs (boneless)Lean protein with no added sugars
- Canned or fresh salmon / tunaOmega-3s support heart health - common comorbidity with diabetes
- Plain Greek yogurt (unsweetened)Protein-rich, low glycemic; add berries for flavor
- Black beans, lentils, chickpeasHigh fiber and protein; slower blood sugar rise
Pantry Staples
- Steel-cut or rolled oatsLower GI than instant oats; helps steady morning glucose
- Whole grain bread or wraps (3g+ fiber per slice)Slows digestion; fewer blood sugar spikes
- Almonds, walnuts, seeds (unsalted)Healthy fats that slow carbohydrate absorption
- Extra virgin olive oilHealthy fat for cooking; heart protective
- Cinnamon, turmeric, garlic powderFlavorful; cinnamon is often noted in research for blood sugar support
- Sparkling water or unsweetened herbal teasHydration without sugar; helps reduce sugary drink cravings
Soft Fruits & Vegetables
- Ripe bananas, avocados, canned peachesSoft texture; easy to chew and swallow
- Berries (blueberries, strawberries)Antioxidant-rich; associated with brain health support
- Cooked carrots, squash, sweet potatoSoft when cooked; nutrient-dense and easy to prepare
- Prunes or prune juiceSupports digestion; constipation is a common Parkinson's symptom
Proteins (soft or easy to chew)
- Eggs (scrambled, poached)Easy to eat; note - protein timing can affect levodopa, check with doctor
- Soft fish (tilapia, cod, salmon)Omega-3 rich; flakes easily; good for tremor-affected eating
- Smooth nut butters (peanut, almond)Dense calories; good for those who struggle with appetite
- Cottage cheese, ricottaSoft, high protein; easy to eat without much chewing
Pantry & Comfort
- Oatmeal (instant or quick-cook)Warm, filling, soft; fiber helps with digestion
- Soup broth & low-sodium canned soupsEasy to eat, hydrating, comforting on harder days
- Whole milk or no-sugar-added protein shakesCalorie support for weight loss or swallowing issues
- Thickening powder (SimplyThick or Thick-It)For swallowing difficulties - check with speech therapist on level needed
Finger Foods & Easy Snacks
- Cheese cubes, string cheeseEasy to pick up and eat; high protein and calcium
- Crackers, soft bread, toast fingersFamiliar textures; easy to handle independently
- Sliced bananas, melon cubes, grapes (halved)Sweet and familiar; encourages eating when appetite is low
- Mini sandwiches or roll-ups (cut small)Familiar format; easy to manage independently
Brain-Supportive Foods
- Blueberries, strawberries, blackberriesAntioxidant-rich; associated with cognitive health support
- Fatty fish (salmon, sardines, mackerel)Omega-3 DHA is important for brain cell health
- WalnutsHigh in omega-3s and antioxidants; soft enough to eat easily
- Dark leafy greens (spinach, collards)Folate and vitamin K; linked to slower cognitive decline in research
Hydration (often a challenge)
- Gelatin desserts / Jell-O cupsHigh water content; often accepted when drinks are refused
- Popsicles or frozen fruit barsGood for warm days or those who resist drinking
- Flavored water, decaf teas, diluted juiceMild flavor encourages fluid intake better than plain water
- Soup, broth, applesauceHidden hydration; familiar and comforting
Bone & Healing Nutrients
- Dairy: milk, yogurt, cheeseCalcium and Vitamin D for bone density and repair
- Fortified plant milk (almond, soy)Calcium + D alternative for dairy-sensitive individuals
- Lean protein: chicken, eggs, fish, tofuProtein is essential for tissue and wound healing
- Citrus fruits, kiwi, bell peppers (Vitamin C)Supports collagen production and wound healing
- Salmon, sardines (canned in olive oil)Omega-3s + Vitamin D; supports recovery and mood during bed rest
Fiber (counters opioid-related constipation)
- Prunes, prune juice, dried apricotsNatural stool softener; very helpful with pain medication use
- Ground flaxseedEasy to add to yogurt or oatmeal; excellent fiber source
- Whole oats, brown rice, lentilsFiber-rich staples that support digestion during recovery
- Apple juice, warm herbal tea, water with lemonHydration is crucial for constipation prevention and healing
Easy Prep (for limited mobility)
- Microwaveable rice pouches, frozen vegetablesMinimal prep when standing at stove is difficult
- Protein shakes (Ensure, Boost, or similar)Calorie-dense nutrition when appetite is low post-surgery
- Rotisserie chicken (store-bought)Ready to eat; good protein without cooking effort
Gentle on the Stomach
- Plain crackers, toast, rice cakesEasy on nausea; bland foods often most tolerated
- Ginger tea, ginger chews, natural ginger aleGinger is well-documented for calming nausea
- White rice, plain pasta, mashed potatoesBland and easy to digest on harder treatment days
- Peppermint teaCan help settle stomach discomfort; soothing and warm
High-Calorie, Nutrient-Dense
- AvocadoCalorie-dense healthy fat; soft and easy to eat
- Full-fat yogurt or cottage cheeseGood protein and calorie source when appetite is limited
- Nut butters (peanut, almond, cashew)High calorie; pairs well with crackers or banana
- Protein supplement powders or Ensure / Boost shakesSupports muscle mass during treatment when eating is difficult
- Smoothie ingredients: banana, frozen berries, spinach, protein powderCan be sipped slowly; packs nutrition when solid food is hard
Immune & Antioxidant Support
- Dark berries (blueberries, blackberries, cherries)High antioxidant; easy to eat or blend into smoothies
- Garlic & onions (when tolerated)Immune-supportive compounds; add to soups and broths
- Bone brothGentle on stomach; provides electrolytes and collagen
Evidence-Based Recipes
Nourishment Center Recipes
60 original CAEVO recipes across 6 conditions — Aging & Senior Health, COPD, Stroke, Osteoarthritis, Kidney Disease, and Fall/Fracture Recovery. Filter by condition or meal type.
Personalized Guidance
Your Nourishment Guide
Answer a few questions to build a personalized nutrition plan tailored to your caregiving situation. Your guide is saved and can be updated anytime.
Smart Shopping
Personalized Grocery List
AI-generated shopping lists organized by store section — with specific products, amounts, and caregiver tips tailored to healthy aging nutrition.
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AGING ON MY TERMS
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Active & Independent
Today is yours. Here's how to make the most of it.
Aging Well Library
150 minutes of moderate exercise per week reduces all-cause mortality by 31%.
— CMAJ, 2025
How are you today?
A quick check-in — just for you
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You checked in today. Well done.
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Your Toolkit
Saved guides, checklists, and resources — all in one place.
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Quick Resources
Helpful Lines
Friendship Line
1-800-971-0016 · 24/7
Eldercare Locator
1-800-677-1116
SHIP Medicare Help
1-877-839-2675
"The best tool is the one you'll actually use."
A daily crossword you enjoy does more for your brain than an expensive app you abandon after a week.
💛
Check-In & Emotional Wellbeing
Your emotional health matters as much as your physical health. Research shows older adults with the highest gratitude scores live measurably longer.
Daily Practice
💛 How are you feeling today?
Mood, energy, sleep, and gratitude — tracked over time so you can see your patterns.
Today’s Mood
Your Energy Today
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Full tank
😴 Exhausted💪 Energised
Sleep Last Night
How does your body feel?
One thing you’re grateful for
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Your Week
📊 7-Day Mood & Energy Trend
Patterns help you understand what lifts you up and what pulls you down.
Complete a few days of check-ins to see your trend here.
How Was Your Week?
Rate your week overall
One tap. No pressure. This anchors your week and helps track patterns over time.
This Week’s Daily Pulse
← Back to hub
Your mood this week
From your daily check-ins — your emotional patterns at a glance.
Complete a few daily check-ins to see your week here.
Patterns
What your data suggests this week
Check in daily to see patterns
Family Sharing
What your family can see
Resources
🧘 Mindfulness & Meditation
Mindfulness meditation significantly decreases depression in older adults. These apps are ranked for senior-friendliness.
Headspace
Best for beginners. Structured Basics course, animated lessons, exceptionally clean interface with large text.
Free basics | $70/yr premium
Insight Timer
130,000+ guided meditations, mostly free. Community feature shows others meditating alongside you.
Free (130K+ meditations)
Calm
Best for sleep. Celebrity-narrated Sleep Stories popular with older adults. Daily Calm 10-min practice.
$70/yr premium
UCLA Mindful App
Studio-quality guided meditations from UCLA’s Mindful Awareness Research Center. Completely free.
Completely free
Important Resource
💚 The Friendship Line
The nation’s only 24-hour accredited emotional support line specifically for older adults. Emotional support, crisis intervention, grief counseling, and outbound check-in calls.
1-800-971-0016
Free · 24/7 · 8 languages · 11,000+ calls monthly
🧠
Brain Health
The 2024 Lancet Commission found 14 modifiable risk factors account for up to 45% of all dementia cases. Cognitive training, social engagement, and learning new skills all play meaningful roles.
The Evidence
📊 Brain Training Programs — Honest Assessment
Not all brain training is created equal. Here's what the science actually says.
BrainHQ★★★★★
Strongest evidence base of any cognitive training program. The ACTIVE Study's 20-year follow-up (2026) found speed-of-processing training reduced dementia diagnosis by 25%. Over 300 published studies.
Free tier (1 exercise/day) | $14/mo or $96/yr | Free with some MA plans
Crosswords & Sudoku★★★★
A 2022 NEJM Evidence trial found crossword puzzles outperformed Lumosity-platform games for people with mild cognitive impairment. The PROTECT study of 19,000 adults found regular users performed as if 8–10 years younger.
Free: AARP Games, Wordle, NYT Mini Crossword
Learning a New Language★★★★
Associated with a 4–5 year delay in Alzheimer's symptom onset, even when started in adulthood. Duolingo makes this accessible with bite-sized daily lessons.
Duolingo: Free basic version
Learning a Musical Instrument★★★★
A 2022 study found older adults who learned piano for six months showed improved structural brain connectivity in memory and language regions. A full-brain workout.
Local music schools, YouTube tutorials
Lumosity★★
Popular (85+ million users) but carries a cautionary tale. FTC fined its parent company in 2016 for claiming games could prevent memory loss without adequate evidence. Engaging but real-world transfer effects remain unproven.
$12/mo or $60/yr
No App Required
♟️ The Surprisingly Strong Case for Traditional Games
You don't need an app to exercise your brain. A systematic review of 22 studies found complex mental activities reduced overall dementia risk by 46% over seven years.
📰
Crosswords
Delayed accelerated memory decline by 2.5 years in the Bronx Aging Study. Free at AARP Games & NYT.
♠️
Bridge
Engages memory, probability, strategy, and social interaction simultaneously. Find local clubs at bridgewinners.com.
♚
Chess
Associated with higher cognitive reserve and better memory. A French 20-year study found board games reduced dementia risk by 15%.
🧩
Sudoku
PROTECT study: regular users performed as if brains were 8–10 years younger on some measures. Free everywhere.
🀀
Mahjong
Combines pattern recognition, strategy, and social interaction. Free at AARP Games (games.aarp.org).
💬
Wordle
Daily vocabulary challenge. One puzzle per day, shareable with friends. Free at nytimes.com.
Keep Growing
🎓 Lifelong Learning
Cognitive reserve grows through enriching, novel activities throughout life. Here are structured ways to keep learning.
OLLI (Osher Lifelong Learning Institutes)
125 college campuses across all 50 states. Non-credit courses for adults 50+ with no tests or grades. History, art, science, current events.
$50–$150/yr | osherfoundation.org
Road Scholar
Educational travel and online learning adventures. Combines intellectual stimulation with exploration and social connection.
Varies | roadscholar.org
GetSetUp
Live interactive classes taught by older adults for older adults. Many free through libraries and aging agencies.
Many free classes | getsetup.io
Coursera & edX
Audit university courses from Harvard, MIT, and Stanford for free. No deadlines, no pressure — learn at your own pace.
Free to audit
Critical Insight
🎵 Social Connection Is a Cognitive Health Tool, Not a Luxury
The 2023 U.S. Surgeon General declared loneliness a public health crisis, comparing its mortality impact to smoking 15 cigarettes a day. Activities that combine mental challenge with social connection offer dual protection: bridge clubs, choir singing, OLLI classes, and GetSetUp.
Choir singing deserves special mention as perhaps the single activity combining the most brain health factors: vocal-motor processing, language, memory, social interaction, emotional engagement, and physical activity. Encore Creativity for Older Adults (encorecreativity.org) is the nation's largest choral program for adults 55+.
Physical Wellness
Move Well, Live Well
35 low-impact exercises designed for adults 65 and better — filtered to your body, your pace, your day.
35Workouts
6Categories
0Day Streak
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I want to avoid strain on my
🥗
Nourishment Center
Food is fuel and construction material for every function of the human body. A healthy, nutrient-rich diet is one of the top three drivers of longevity alongside exercise and sleep.
Personalized Guidance
🥗 Build Your Nourishment Guide
Select your conditions and dietary needs. These plans are general guidance from trusted public health organizations. Always consult your care team or a registered dietitian.
STEP 1: SELECT YOUR CONDITIONS
STEP 2: DIETARY RESTRICTIONS
Evidence-Based Recipes
🥗 Condition-Specific Recipes
60 original CAEVO recipes across 6 conditions — Aging & Senior Health, COPD, Stroke, Osteoarthritis, Kidney Disease, and Fall/Fracture Recovery. Filter by condition or meal type. All recipes include clinical evidence and caregiver notes.
Essentials
💡 Nutrition Essentials After 65
Protein at Every Meal
Older adults need 1.0–1.2g per kg of body weight daily to maintain muscle mass. Spread intake across meals rather than loading up at dinner. Good sources: eggs, fish, legumes, Greek yogurt, poultry.
Stay Hydrated
Thirst signals diminish with age. Aim for 6–8 cups of fluid daily. Water, herbal tea, and broth all count. Dehydration is a leading cause of hospital admissions in older adults.
Calcium + Vitamin D
Critical for bone density. Adults 65+ need 1,200mg calcium and 800–1,000 IU Vitamin D daily. Many need supplements — ask your doctor about blood levels.
Fiber-Rich Foods
Fruits, vegetables, whole grains, and legumes support digestion, heart health, and blood sugar stability. Aim for 25–30g daily. Increase gradually to avoid discomfort.
Omega-3 Fatty Acids
Support brain health, reduce inflammation, and protect heart function. Found in salmon, sardines, walnuts, flaxseed. Consider a supplement if you don't eat fish regularly.
B12 Awareness
Up to 30% of adults over 50 have difficulty absorbing B12 from food. Deficiency can mimic dementia symptoms. Ask your doctor about testing — supplementation is easy and inexpensive.
Top Picks
🌟 Superfoods for Aging Well
🫐
Blueberries
Rich in antioxidants that support brain health and reduce inflammation.
🐟
Salmon
Omega-3s for brain, heart, and joint health. Aim for 2 servings per week.
🥜
Walnuts
Brain-shaped for a reason. Plant omega-3s plus antioxidants.
🥬
Leafy Greens
Spinach, kale, collards. Rich in folate, vitamin K, and lutein for brain health.
🫘
Beans & Lentils
Protein, fiber, and minerals. Affordable and versatile. A staple in Blue Zone diets.
🥛
Greek Yogurt
Protein, calcium, and probiotics for gut health. Choose plain, add your own fruit.
Research Highlight
🧠 The MIND Diet
A hybrid of Mediterranean and DASH diets specifically designed for brain health. Research suggests it may reduce Alzheimer's risk by up to 53% when followed closely, and by about 35% even when followed moderately.
10 brain-healthy food groups to eat more of: green leafy vegetables, other vegetables, nuts, berries, beans, whole grains, fish, poultry, olive oil, and wine (in moderation). 5 to limit: red meat, butter/margarine, cheese, pastries/sweets, fried/fast food.
CAEVO · Aging Well Hub
Your Care Network.
Everyone who supports your health and wellbeing — doctors, attorneys, aides, family — organized in one place and shared with the people you trust.
Surgery coming up? Caring for a sick grandchild? Going through a health transition? Your Care Network is your one-stop health hub — every provider, contact, and specialist organized and shareable with your family the moment they need it.
🏥 Pre-surgery coordination
🤝 Caring for a loved one
📅 Appointment tracking
📞 Emergency contacts
👥 Family sharing
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Ready Folder
Your family ready folder.
The documents that exist outside the medical system — but that you desperately need the moment it gets involved.
A hospital can pull up a chart in seconds. They cannot pull up your POA, your insurance card, your preferred funeral home, or who has legal authority to make decisions. That's the gap this folder fills.
Legal & Decision-Making Authority
Family-executed documents, not clinical. These are the most important documents to have ready.
0 documents
Durable Power of Attorney (Financial)
Authorizes someone to make financial decisions on your behalf. This is the signed, notarized document — not a template.
Healthcare Power of Attorney / Proxy
Names the person authorized to make medical decisions on your behalf. Hospitals need this on file — upload the signed copy.
Living Will / Advance Directive
Outlines your wishes for end-of-life care, resuscitation, and life-sustaining treatment.
Last Will and Testament
The legal document specifying how your assets and property should be distributed. Upload the executed copy.
Beneficiary Designations Summary
A summary of who is named as beneficiary on your accounts, policies, and retirement funds.
Insurance & Benefits
Policy documents and cards only — administrative, not clinical. No diagnosis codes, no treatment records.
0 documents
Medicare Card Photo
A clear photo of the front and back of your Medicare card. Hospitals and providers frequently request this.
Supplemental Insurance Card Photo
Medigap, AARP, or other supplemental insurance card. Upload front and back images.
Long-Term Care Insurance Policy Summary
The policy summary page showing coverage details, daily benefit amount, and elimination period.
VA Benefits Award Letter
The official letter from the VA confirming service-connected benefits, pension, or Aid & Attendance eligibility.
Life Insurance Policy Summary
The declarations page or summary showing coverage amount, beneficiaries, and policy number.
Financial & Estate Planning
Entirely outside clinical territory. Estate, financial, and government benefit documents your family manages.
0 documents
Elder Law Attorney Contact & Engagement Letter
The signed engagement letter and contact info for the elder law or estate planning attorney handling your affairs.
Medicaid Approval Letter
The administrative approval letter from your state Medicaid office. This is not clinical — it's a benefits determination.
Estate Plan Summary or Trust Document
The trust document or estate plan summary showing how your assets are structured and who the trustees are.
Social Security Award Letter
The official SSA letter confirming monthly benefit amount. Needed for facility applications and Medicaid planning.
Funeral / Burial Preference Document
Pre-arranged funeral plans, burial preferences, or cremation instructions. Avoids difficult decisions during grief.
Care Logistics
Things your family creates and owns — not pulled from a provider system. Contact lists, agreements, and care coordination.
0 documents
Caregiver Contact List
Who has a key, who to call in an emergency, who handles what. The practical list that doesn't exist anywhere else.
Emergency Contact Sheet
A single-page document with all critical emergency contacts: doctors, pharmacies, family members, neighbors.
Facility or Community Agreement
The contract with an assisted living facility, nursing home, or senior community. The agreement, not medical records.
Home Health Agency Service Agreement
The contract or service agreement with a home health or home care agency, including schedules and services covered.
Respite Care Provider Information
Contact information, schedules, and agreements for respite care providers who give primary caregivers a break.
What we explicitly avoid: Anything containing diagnoses, ICD codes, lab results, physician notes, treatment records, or hospital discharge summaries. Those live in your provider's system. CAEVO doesn't need them and doesn't store them.
🏥
Medicare & Medicaid
Nearly 2 out of 3 beneficiaries say Medicare is confusing. The average person overspends $300–$1,000+ per year simply by not choosing the optimal plan. This guide makes it straightforward.
2026 Coverage
🏥 Medicare in Plain English
Part A
Hospital Insurance
Covers inpatient hospital stays, skilled nursing facility care, and hospice. Free for most people (99%).
Deductible: $1,736 per benefit period in 2026
Part B
Medical Insurance
Covers doctor visits, outpatient care, preventive services, and lab tests.
Premium: $202.90/mo | Deductible: $283/yr | Then 20% coinsurance
Part C
Medicare Advantage
Bundles Parts A and B through private insurers. Often adds dental, vision, hearing, and fitness benefits.
Avg premium: $14/mo (two-thirds pay $0) | Network restrictions apply
Part D
Prescription Drug Coverage
Covers medications through standalone plans or Medicare Advantage. The $2,100 annual out-of-pocket cap means no catastrophic costs.
Avg premium: ~$34.50/mo | Max deductible: $615 | $2,100 annual cap
Biggest Changes in Years
💊 What's New in 2026
$2,100 Annual Out-of-Pocket Cap
Once your out-of-pocket Part D spending hits $2,100, you pay $0 for covered drugs the rest of the year. Automatic — no sign-up needed. 18.7 million enrollees benefit, saving ~$1,100/person/year.
Negotiated Drug Prices
Medicare negotiated prices on 10 medications effective January 1, 2026 — the first time Medicare has negotiated directly with pharmaceutical companies. Expected to save $1.5 billion in 2026.
GLP-1 Weight-Loss Drug Coverage
Starting mid-2026, Medicare Part D will cover GLP-1 medications (Ozempic, Wegovy, Mounjaro, Zepbound) at ~$50/month for qualifying enrollees.
Prescription Payment Plan
Spread out-of-pocket drug costs in monthly installments with no fees or interest. Contact your Part D plan to opt in.
Understanding the Difference
💡 Medicare vs. Medicaid
Feature
Medicare
Medicaid
Based on
Age (65+) or disability
Income and resources
Federal or State
Federal program
State-administered, varies
Premiums
Most pay Part B premium
Little to no premiums
Long-term care
Very limited (100 days SNF)
Primary payer for nursing homes
Home care
Limited home health
Waiver programs for home care
Both?
Yes — "dual eligible" individuals qualify for both and receive extra benefits
Key Decision
⚖️ Medicare Advantage vs. Traditional Medicare
This is the single most consequential coverage decision most 65-year-olds face.
Traditional Medicare + Medigap
See any doctor nationwide (96%+ accept Medicare). No referrals or prior authorization. Requires managing 3 separate plans. Higher monthly premiums but more freedom.
Medicare Advantage
Lower premiums, extra benefits (dental, vision, fitness), built-in out-of-pocket max ($9,250 in 2026). But: network restrictions, prior authorization required, benefits can change annually.
Critical data point: In 2021, Medicare Advantage insurers denied over 2 million prior authorization requests, yet only 11% of denials were appealed — and 82% of those appeals succeeded. If you're ever denied coverage, appeal. The odds are strongly in your favor.
Free Help
📞 Resources Most People Don't Know Exist
SHIP (State Health Insurance Assistance Program)Most Underutilized
Free, unbiased, one-on-one Medicare counseling in all 50 states. 12,500+ trained counselors at 2,200+ local sites. They don't sell anything.
Free | 1-877-839-2675 | shiphelp.org
BenefitsCheckUp
Free tool that screens eligibility across 2,500+ benefits programs including food assistance, Medicare savings, prescription help, and energy assistance. Most users discover programs they didn't know existed.
Free | benefitscheckup.org
Medicare Extra Help (Low Income Subsidy)
Worth approximately $5,700 per year in Part D savings. If income below ~$23,475 (individual) or $31,725 (couple), you may qualify. An estimated 2 million eligible people aren't enrolled.
Free | ssa.gov/extrahelp
GoodRx
Compares prices at 70,000+ pharmacies with free coupons saving up to 80%. Important: GoodRx purchases don't count toward your Part D deductible. You can print coupons — no smartphone needed.
Free | goodrx.com
Mark Cuban Cost Plus Drugs
2,200+ generic drugs at manufacturer cost plus 15% markup plus flat pharmacy fee. Savings of 50–90% below retail. Mail-order only.
costplusdrugs.com
CAEVO
Care Command Center
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Your care command center.
Track medications, meals, exercise, and appointments — shared in real time across your entire care team.
Care Profile
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Tell us about who you're caring for — this personalizes your entire CAEVO experience.
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CAEVO · Family Hub
Family Ready Folder.
The documents that exist outside the medical system — but that you desperately need the moment it gets involved.
A hospital can pull up Dad's chart in seconds. They cannot pull up his POA, his insurance card, his preferred funeral home, or the fact that his daughter in Denver has legal authority to make decisions. That's the gap CAEVO fills — and it's completely uncontested territory.
Legal & Decision-Making Authority
Family-executed documents, not clinical. These are the most important documents to have ready.
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Durable Power of Attorney (Financial)
Authorizes someone to make financial decisions on behalf of your loved one. This is the signed, notarized document — not a template.
Healthcare Power of Attorney / Proxy
Names the person authorized to make medical decisions. Hospitals need this on file — upload the signed copy.
Living Will / Advance Directive
Outlines your loved one's wishes for end-of-life care, resuscitation, and life-sustaining treatment.
Last Will and Testament
The legal document specifying how assets and property should be distributed. Upload the executed copy.
Beneficiary Designations Summary
A summary of who is named as beneficiary on accounts, policies, and retirement funds.
Insurance & Benefits
Policy documents and cards only — administrative, not clinical. No diagnosis codes, no treatment records.
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Medicare Card Photo
A clear photo of the front and back of the Medicare card. Hospitals and providers frequently request this.
Supplemental Insurance Card Photo
Medigap, AARP, or other supplemental insurance card. Upload front and back images.
Long-Term Care Insurance Policy Summary
The policy summary page showing coverage details, daily benefit amount, and elimination period.
VA Benefits Award Letter
The official letter from the VA confirming service-connected benefits, pension, or Aid & Attendance eligibility.
Life Insurance Policy Summary
The declarations page or summary showing coverage amount, beneficiaries, and policy number.
Financial & Estate Planning
Entirely outside clinical territory. Estate, financial, and government benefit documents your family manages.
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Elder Law Attorney Contact & Engagement Letter
The signed engagement letter and contact info for the elder law or estate planning attorney handling your family's affairs.
Medicaid Approval Letter
The administrative approval letter from your state Medicaid office. This is not clinical — it's a benefits determination.
Estate Plan Summary or Trust Document
The trust document or estate plan summary showing how assets are structured and who the trustees are.
Social Security Award Letter
The official SSA letter confirming monthly benefit amount. Needed for facility applications and Medicaid planning.
Funeral / Burial Preference Document
Pre-arranged funeral plans, burial preferences, or cremation instructions. Avoids difficult decisions during grief.
Care Logistics
Things your family creates and owns — not pulled from a provider system. Contact lists, agreements, and care coordination.
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Caregiver Contact List
Who has a key, who to call in an emergency, who handles what. The practical list that doesn't exist anywhere else.
Emergency Contact Sheet
A single-page document with all critical emergency contacts: doctors, pharmacies, family members, neighbors.
Facility or Community Agreement
The contract with an assisted living facility, nursing home, or senior community. The agreement, not medical records.
Home Health Agency Service Agreement
The contract or service agreement with a home health or home care agency, including schedules and services covered.
Respite Care Provider Information
Contact information, schedules, and agreements for respite care providers who give primary caregivers a break.
What we explicitly avoid: Anything containing diagnoses, ICD codes, lab results, physician notes, treatment records, prescription histories, or hospital discharge summaries. Those live in your provider's medical records system. CAEVO doesn't need them and doesn't store them.
CAEVO · Family Hub
Daily Care Rhythm.
Build structured daily routines for your loved one — step by step, your way.
1
Basics
2
Sleep & Meals
3
Care
4
Finish
Basics
Set the foundation — when and what this routine covers.
CAEVO · Community
You're not alone.
Connect with caregivers who truly understand your journey.
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